Business Checking

From executives running thriving organizations to flourishing small businesses, the financial success of our clients is our top priority. We pride ourselves on offering exceptional service to businesses of all shapes and sizes. Instead of rigid "solutions" that don't make sense for you, we have custom banking built around your needs.

Business Checking Accounts

A solution for every business checking need.

Free Business Checking

Best for: businesses that are getting started.

Unique features: we don't require that you have a certain account balance - grow without pressure. 

  • No monthly minimum balance
  • First 100 transactions are free

Business Interest Checking

Best for: businesses with a $10,000+ daily account balance who want to generate passive income. 

Unique features: unlike our Free Business Checking, this account earns interest.

  • $200 to open an account
  • First 100 transactions are free
  • Earn interest on daily balance greater than $10,000
  • $15 monthly service charge if balance falls below $10,000

Commercial Analysis Account

Best for: businesses with 100+ monthly transactions and/or large balances.

Unique features: It comes with an earnings credit to offset account fees.

  • Premium earnings credit rate*
  • No monthly minimum balance
  • $200 to open an account
  • $10 monthly maintenance fee
  • Treasury management services available

*Earnings will be calculated on the average collected balance.

Click here to order business checks with Deluxe Checks, our preferred check service.

More to considerSpeciality Checking Accounts

We offer your Oklahoma or Texas business the unique account options you need to grow and thrive. 

Interest on Lawyer Trust Account (IOLTA)

IOLTA Valliance Bank

IOLTA programs provide financial resources to assist in delivering civil legal services for low-income individuals, among many other programs. Valliance Bank is authorized through both the Oklahoma Bar Foundation and the Texas Access to Justice Foundation to establish such accounts.

Open an IOLTA account with as little as $200. There’s no minimum monthly balance or monthly maintenance fee required. Visit a local branch today.


  • Preferred Interest Rates On IOLTA Accounts (With Operating Account)
  • Increased Earning Credit On Business Accounts
  • Free Business Account
Tailored Loan Solutions
  • Lines Of Credit
  • Capital Funding
  • Commercial Real Estate
  • Competitive Rates
Treasury Services Solutions
  • Remote Deposit Capture
  • ACH Capabilities
  • Lockbox
  • Fraud Prevention Services
  • Online Reporting & Mobile Banking
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Nonprofit Checking

Start a nonprofit checking account with a $200 opening deposit. Gain interest based on the balance.

  • Earns interest based on tiered levels
  • Interest is paid when the daily balance is greater than $1,000
  • No monthly minimum balance
  • No monthly service charge
  • Treasury management services available
  • Competitive money market and CD rates

Group Checking

A custom-tailored banking product built for your organization and its members or employees. This product provides incentives and other benefits for group members, which are not readily available to our bank's other customers.

  • Low account fees
  • Discounts
  • Special perks
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Featured/Popular ProductCommercial Analysis Account

The best choice for your growing business.


*Subject to market rates and/or additional application requirements.

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A better experienceBanking done differently

Our services are designed from the ground up with you and your business in mind.

Our experts know your business — and your name

Services designed to help your business grow

No agonizing corporate call center support

We live in your community

We're here to help Let's get you connected with our team

We'll help you determine which account is best for your business.