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TREASURY MANAGEMENT

Take control of your cash flow

Faster payments, stronger fraud protection, and real-time visibility into your accounts. We offer treasury tools built for how you actually work.

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TREASURY MANAGEMENT

Payables


Pay vendors, employees and partners faster with tools that give you more control over when and how money moves out.

ACH origination

Send payments electronically to vendors, employees or business partners. Faster than checks, with more control over timing and delivery.

Wire transfer (domestic/international)

Move funds quickly when timing matters. Send domestic or international wires with same-day processing and built-in security protocols.

Bill pay

Schedule and manage recurring or one-time payments from a single dashboard. Less time writing checks, more time running your business.

Not sure where to start?

We'll walk you through every step.
TREASURY MANAGEMENT

Receivables

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Get paid faster with tools that simplify how you collect, process and post incoming payments.

ACH origination

Collect payments directly from customer accounts on a schedule that works for your business. Reliable, automatic and easy to reconcile.

Remote deposit

Deposit checks from your office using a desktop scanner. No trip to the branch, no waiting in line.

Credit card acceptance via Clover®

Accept credit and debit card payments in person or on the go with Clover's point-of-sale platform. Simple setup, reliable processing.

Lockbox (wholesale and medical)

We receive, process and deposit your incoming check payments so your team doesn't have to. Available for both wholesale (high-dollar, low-volume) and medical billing workflows.

*Additional terms and conditions may apply

TREASURY MANAGEMENT

Fraud prevention

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Catch unauthorized transactions, monitor activity in real time and respond before problems grow.

Positive pay

Every check or ACH transaction is matched against your approved list before it clears. If something doesn't match, you decide whether to pay it or reject it.

Account alerts

Get notified about account activity as it happens. Set custom alerts for transactions, balances and login activity so nothing catches you off guard.

Online stop payments

Stop a check or payment directly from your online banking portal. No phone calls, no paperwork, no waiting.

Enhanced online security

Added layers of protection for your online banking access. Built to keep your accounts safe without slowing you down.


TREASURY MANAGEMENT

Other services

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Manage cash positions, maximize coverage and keep your banking connected to the software you already use.

Digital banking

  • Online business banking platform
  • Unlimited users
  • QuickBooks Direct Connect©
  • eStatements


Download our app!
Download the Valliance Bank app on the Apple StoreDownload the Valliance Bank app on Google Play

Sweep accounts

Automatically move excess funds between accounts based on rules you set. Keep operating accounts lean while putting idle cash to work.

CDARS

Spread large deposits across a network of banks to get full FDIC insurance coverage, all managed through a single Valliance relationship. No extra paperwork, no juggling multiple banks.

ICS

Similar to CDARS, but for liquid funds. Your cash is automatically distributed across network banks for full FDIC coverage while staying accessible when you need it.

 

Credit card

No annual fees
Earn with cRewards® (learn more)
Easy online application

Terms: Cards are issued by TCM Bank, N.A., and are subject to credit approval.

Ready to streamline?

Whether you know exactly what you're looking for or aren't sure where to begin, we'll walk you through it.