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ALERT:
 Beware of phone calls impersonating Valliance Bank! We will never call to ask for sensitive information. If you receive a call from anyone asking for any sensitive info, please hang up and call your local Valliance branch immediately.

Commercial Lending

Flexible and competitive financing solutions for growing businesses.

COMMERCIAL LENDING

Loans

Commercial Real Estate

Loans and capital that move as fast as you do.

  • Great for purchases, builds, or renovations
  • Flexible loan structures tailored around your needs
  • Local decision-making for faster turnaround and support
  • Dedicated expertise from start to finish
Schedule a call

Small Business

Comprehensive support and competitive financing.

  • Working capital, equipment, expansion, or expenses
  • Our experts will find the loan that fits your business best
  • Competitive rates to support cash flow and growth
  • We'll walk you through the application process
Schedule a call

USDA/
SBA

Loans for Growing Businesses and Rural Development.

  • Designed for startups, expansions, or restructuring
  • Expert help navigating loan qualifications and applications
  • Simplified process—stress-free and guided every step of the way
  • Competitive terms that support your long-term success
Schedule a call
Additional terms and conditions may apply. Subject to loan approval.
COMMERCIAL LENDING

Credit and Capital

FLEXIBILITY

Credit

Line of Credit
  • Access to funds when you need them
  • Bridge the gap between payables and receivables
  • Revolving loan terms
  • No cash advance fees
  • No interest charges until you use the funds

Credit Card
  • Competitive rates
  • Simplify everyday business purchases and expense tracking
  • Stay in control with online account management and real-time alerts
MOMENTUM

Capital

Operating Capital Lending

  • Cover day-to-day business expenses and short-term needs

  • Manage cash flow during slow periods

  • Structured around your business’s cycle & goals

 

Accounts Receivable Lending
  • Unlock cash tied up in unpaid invoices
  • Improve liquidity without giving up equity
  • Ideal for businesses with longer receivables cycles
Additional terms and conditions may apply. Subject to loan approval.
MERCHANT SERVICES

Powerful Payment Tools Made Simple.

Modern payment solutions, backed by our experts who know you personally and answer your calls.

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