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PERSONAL LENDING

Loans designed around you.

No matter what you need, we offer personal financing backed by a banker who knows you and your goals.

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Valliance Bank consumer lending services

 

PERSONAL LENDING

Your home is more than where you live.

Home equity is one of your largest financial assets. Whether you're funding a renovation, consolidating debt or moving homes, the right loan puts that value to work.
Here's how we can help.

Home equity loan

Turn your home's equity into a fixed, lump-sum loan.

Home equity loan

Fixed interest rates

Predictable payments

Ideal for renovations, debt consolidation and planned expenses

Home equity line of credit

HELOC | Access cash when you need it without a loan.

Home equity line of credit

Revolving line of credit

Pay only for what you use

Great for ongoing projects or unexpected expenses

Bridge
loans

Smooth transitions between homes.

Bridge
loans

Short-term financing

Buy your new home before selling your current one

Less stress in a competitive market

 

PERSONAL LENDING

Auto loans

Looking to finance a car, motorcycle or boat? We'll talk you through your options and help you find a loan that fits your budget.

General auto

Motorcycles

Boats

RVs

TALK TO A LENDER
Valliance Bank

 

PERSONAL LENDING

Home building loans

Building a home is one of the biggest projects you'll take on, and it's worth it. A Valliance lender can talk you through construction financing and help you find an approach that fits the build you're planning.

TALK TO A LENDER
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HOME LOANS

Need a traditional mortgage?

Through our partnership with First Trust Home Loans, Valliance offers traditional mortgage financing for purchases and refinances, with competitive rates and the trusted lending support you expect from us.

Traditional mortgage loans

Purchase and refinance options

Competitive rates with trusted support

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WHY VALLIANCE

Relationships beat transactions.

Competitive Rates
Competitive rates
Valliance Bank's fast answers

Fast answers

Personalized service from Valliance Bank
Personalized service
Valliance Bank trusted experts
Trusted experts
Local decisions
Local decisions
Valliance Bank - NWXPW (14 of 42)
YOUR LENDER

Karla Penton

Vice President
Consumer Lender

NMLS # 1239254

Get Started

 

Let's make your plans happen.

*APY=Annual Percentage Yield. APY effective as of 03/03/2025. The interest rate and APY are variable and subject to change after account is opened. $250,000 minimum balance to obtain APY. $250,000 minimum opening deposit required. The interest rate and APY depends upon the applicable rate tier. The interest rate and APY for these tiers may change. Fees could reduce earnings on the account.  Six (6) total withdrawals allowed per statement cycle. $5.00 excessive item fee assessed for each withdrawal thereafter. FDIC insurance coverage is subject to limitations. See a banker for details.