Business Loans | Valliance Bank | Flexible Financing for Growth

COMMERCIAL LENDING

Loans

Commercial Real Estate

Loans and capital that move as fast as you do.

Great for purchases, builds, or renovations
Flexible loan structures tailored around your needs
Local decision-making for faster turnaround and support
Dedicated expertise from start to finish

Schedule a call

Small Business

Comprehensive support and competitive financing.

Working capital, equipment, expansion, or expenses
Our experts will find the loan that fits your business best
Competitive rates to support cash flow and growth
We'll walk you through the application process

Schedule a call

USDA/
SBA

Loans for Growing Businesses and Rural Development.

Designed for startups, expansions, or restructuring
Expert help navigating loan qualifications and applications
Simplified process—stress-free and guided every step of the way
Competitive terms that support your long-term success

Schedule a call

COMMERCIAL LENDING

Credit and Capital

FLEXIBILITY

Credit

Line of Credit

Access to funds when you need them
Bridge the gap between payables and receivables
Revolving loan terms
No cash advance fees
No interest charges until you use the funds

Credit Card

Competitive rates
Simplify everyday business purchases and expense tracking
Stay in control with online account management and real-time alerts

MOMENTUM

Capital

Operating Capital Lending

Cover day-to-day business expenses and short-term needs
Manage cash flow during slow periods
Structured around your business’s cycle & goals

Accounts Receivable Lending

Unlock cash tied up in unpaid invoices
Improve liquidity without giving up equity
Ideal for businesses with longer receivables cycles