---
title: Bank with Confidence | Blog | Valliance Bank | Valliance Bank (3)
description: Tips and Industry News from Valliance Bank (3)
---

###### BLOG

# BANK WITH CONFIDENCE

TIPS | NEWS | INSIGHTS

[![mortgage-man](https://valliance.bank/hubfs/rental-owner-1.jpg) ](https://valliance.bank/blog/the-documents-you-need-to-secure-a-mortgage-in-a-time-of-tight-standards-and-unfavorable-rates)

## [The Documents Needed to Secure a Mortgage in a Time of Tight Standards](https://valliance.bank/blog/the-documents-you-need-to-secure-a-mortgage-in-a-time-of-tight-standards-and-unfavorable-rates)

The mortgage market has changed remarkably in recent years. Today, mortgage lending standards are...

[![frustrated small business owner](https://valliance.bank/hubfs/frustrated-small-business-owner.jpg) ](https://valliance.bank/blog/reasons-why-small-businesses-are-struggling-to-find-loan-approval)

## [Reasons Why Small Businesses Are Struggling to Find Loan Approval](https://valliance.bank/blog/reasons-why-small-businesses-are-struggling-to-find-loan-approval)

Reasons Why Small Businesses Are Struggling to Find Loan Approval Growing a small business is...

[![emergency fund](https://valliance.bank/hubfs/emergency-fund.jpg) ](https://valliance.bank/blog/small-business-loans-how-they-work)

## [Small Business Loans and How They Work](https://valliance.bank/blog/small-business-loans-how-they-work)

Small Business Loans and How They Work Whether you're a startup or an established company in the...

[![Emergency savings for accidents and injuries](https://valliance.bank/hubfs/injured-woman-1.jpg) ](https://valliance.bank/blog/how-to-build-emergency-fund)

## [Building an Emergency Fund to Avoid Debt](https://valliance.bank/blog/how-to-build-emergency-fund)

We all want to be better stewards of our money by paying regular attention to emergency finances,...

[![Female entrepreneur](https://valliance.bank/hubfs/female-enterpreneur.jpg) ](https://valliance.bank/blog/credit-gaps-facing-women-business-owners)

## [The Credit Gaps Facing Women Business Owners](https://valliance.bank/blog/credit-gaps-facing-women-business-owners)

On paper, things seem better for women business owners. Yet there are a lot of systematic obstacles...

[![denied](https://valliance.bank/hubfs/loan-denied%20(1).jpg) ](https://valliance.bank/blog/mall-business-owners-access-to-credit)

## [Are Banks in Favor of Giving Small Business Owners Access to Credit?](https://valliance.bank/blog/mall-business-owners-access-to-credit)

Our local economies rely on small businesses to generate prosperity and promote upward...

[![Bank corporate finance building](https://valliance.bank/hubfs/bank.jpg) ](https://valliance.bank/blog/fdic-commercial-real-estate-loans)

## [FDIC Allows More Scrutiny for Banks' Commercial Real Estate Loans](https://valliance.bank/blog/fdic-commercial-real-estate-loans)

### *Tips | Trends | Insights*

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